Finance it your way at B&Q

Up to 7 years interest free credit. No deposit. Limited time only. Offer ends 2 Feb. Minimum spend applies*, terms and conditions available at the bottom of this page. FlexiPlan Powered by Creation.

Finance it your way

Whether it's a kitchen makeover, garden spruce up, or a brand new bathroom. Nothing should get in the way of creating a home you love. When it comes to finance, we understand everyone’s different. That’s why we’ve created a range of flexible finance options, so there’s sure to be one that’s right for you. You can fund your entire project with us*, from the furniture to the flooring.

FlexiPlan

Only available on in-store purchases

Perfect for any makeover projects in and around your home. Whether you want to refresh your kitchen, redesign your bathroom, or give your garden some much-needed TLC, you can finance your entire purchase with a B&Q FlexiPlan account.

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PayPal

Only available on online purchases

Ideal for those essential DIY tools and materials that you'd rather not pay for all in one go. With PayPal Pay in 3 you can buy the products you need and split the cost into three manageable payments.

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Why B&Q Finance?

Spread the cost easily

With our great range of finance options, you can spread the cost of purchases into manageable payments, helping to make those dream home improvement projects a reality.

Get projects started sooner

With B&Q finance, there’s no need to delay your home improvement projects. Whether you’ve been putting off a bathroom refresh or your kitchen needs an upgrade, you can get started today.

Flexibility and choice

You can choose from a range of repayment options with B&Q finance, giving you more control over how and when you pay.

Got more questions about B&Q Finance? Read our Finance FAQs.

Shop your project

Kitchen

Bathroom

Outdoor

Terms & conditions

Credit available on purchases from £75. 17.9% Representative. Exclusions apply. Credit subject to status. B&Q Limited acts as a credit broker and not as a lender. Credit is provided by Creation Consumer Finance Ltd. Both B&Q Limited and Creation Consumer Finance Ltd are authorised and regulated by the Financial Conduct Authority.

Buy Now Pay Later 17.9% APR Representative. Buy Now Pay Later available on purchases from £500. If you pay your full credit balance by your agreed end date, you will pay no interest on your purchase. Any payments that you make towards this amount by the end of the Buy Now Pay Later period will not incur any interest. Any balance left to pay after this date, will incur interest at the rate of interest shown on your credit agreement from the date of your purchase.

*Interest Free Credit offer requires a B&Q FlexiPlan credit account.

With your FlexiPlan account you get a credit limit that you can use for future purchases at 17.9% APR representative (variable). Spend £1,000 for 1yr, £4,000 for 2yrs, £7,000 for 3yrs, £10,000 for 4yrs, £15,000 for 5yrs and £20,000 for 7yrs interest free credit.

*Minimum spend applies terms & conditions

Interest free credit requires a B&Q FlexiPlan account that can be used for future purchases at 17.9% APR Representative. Min spend £1,000 for 1yrs Interest Free. Credit subject to status. Credit is provided by Creation Consumer Finance Ltd.